Even the smallest of companies need business insurance to provide financial protection.

Business owners’ insurance, also referred to as a BOP policy, is a combination of insurance coverage that includes property insurance, liability insurance, crime coverage as well as additional protection bundled together.

A BOP policy typically includes coverage for:

• Property – Provides coverage for your building, equipment and any inventory you may have on premises.
• Business Income – If you were to lose income due to a covered loss.
• Breakdown of Equipment – If your equipment becomes inoperable due to breakdown, burnout, power surges or operator error.
• Advertising / Libel /Slander – Provides coverage for copyright infringement and personal injury as a result of libel and slander.
• Bodily Injury & Property Damage – Liability coverage in the event that an employee, product or service harms or injures other people or property.
• Medical Payments – Coverage for medical expenses resulting from injuring to others which occurred on property you own or rent.
• Rented Vehicles- Liability coverage for leased, hired or borrowed autos